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Home Finance Tip: Pay yourself
Author: elementaryfinance
Our Saturday Home Finance Council deals with your savings account. If you're wondering, "What savings account?" This article is for you. Saving is a financial musts that many people do not. It requires a high degree of financial discipline, so if you are one who has a savings account, take a second to congratulate yourself.
Financial advisers differ in the amount of money we need in our emergency funds, but seem agree on a range of 6 to 10 months. How is that? First you'll know how much you spend each month. Always low estimate to arrive at your bank and card credit and add it. Take that number and multiply by 8 months (or somewhere in the 6 range 10) and that is your goal. Once you're there, keep it in a savings account. There can be collected in a CD and can not afford to lose in the stock market. (Incidentally, I suggest you add disability insurance to your monthly expenses. It is cheap and if you become ill or injured, the monthly bills will be out of your mind)
Now that we know how much to save, the brain may be in overdrive thinking about how you will finance your savings account. It's going to have discipline, but here is a fun way to put some money in your savings account in time. You may think that is my Chick-fil-a method. I love Chick fil A, in part because the food is good (Hey Chick fil A, are you reading?), But also because give coupons all the time. It would have been to Chick Fil A and paid full price without the coupon, but with her, I saved $ 4. This runs $ 4 to my savings account. Because I put everything in my credit card and pay it to the end of the month, I get reward points. I always buy gift certificates for $ 50 with the points. Guess where that $ 50 go? Let's take a step further. Instead of going to Chick-Fil A and get a chicken sandwich and waffle fries and a Diet Coke for $ 9, go to the supermarket and pick up a package of breasts chicken and a couple of potatoes and drinking water. First, I'm saving calories but also saved $ 5 by not eating out. Ironed my shirt rather than bringing it to the cleaners, $ 2. Here, this article just saved me $ 70 and have a considerable amount of my savings account.
Keep a diary for 1 week and see what can do to pay yourself. It's fun, challenging, and you will feel better about approaching your financial goal. We're in an economy where we have have a job tomorrow. Economists predict that 1 in 10 U.S. workers is not going to work before this recession is over. Do not forget to tip of funding This week at home. If you need him, he is grateful you have it.
About the author:
Tim is the author of the blog, primary-finance.com. The purpose of this blog is to educate those who have the desire to learn the basics of finance.
Article Source: ArticlesBase.com – Title = "Home Finance Tip: Pay yourself"> Home Finance Tip: Pay yourself
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10 New Spicy Chick. Sand -Chick fil A (check out deal!) $15.59 |
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2008 Chick-fil-a bowl game Ticket LSU vs Georgai tech $10.00 |
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Chick-fil-A cow “eat mor chikin” plastic antenna topper $3.25 |
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Chick-fil-A Kick Off Classic: North Carolina Tar Heels $1,009.70 |
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Chick-fil-A Kick Off Classic: North Carolina Tar Heels $917.70 |
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Chick-fil-A Kick Off Classic: North Carolina Tar Heels $687.70 |
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CHICK-FIL-A (10) FREE LARGE COCA-COLA (2010)- NP $2.53 |
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CHICK-FIL-A (10) FREE CHICK-N-MINIS (3- COUNT)or FRIES $6.76 |
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CHICK-FIL-A (10) FREE LARGE SPRITE COUPONS -2010-NP $3.00 |
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CHICK-FIL-A (10) FREE LEMONADES – 2010-NP $1.50 |
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CHICK-FIL-A (10) FREE DASANI & SMALL. FRUIT CUPS -2010 $3.35 |
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CHICK-FIL-A (10) FREE BISCUITS or SOUP BOWL -2010-NP $4.25 |
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CHICK-FIL-A (10) FREE LARGE DIET COKE -2010-NP $3.25 |
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CHICK-FIL-A (10) FREE LARGE COCA-COLA ZERO – 2010-NP $2.83 |
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Chick-fil-A Toy Between the Lions Reading Time Tracker $3.99 |
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Chick-fil-A Toy Sea World Parks Shamu Walrus Magnifier $1.99 |
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CHILDREN’S CASSETTES ( 4) CHICK-FIL-A TAPES V5 $4.50 |
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Chick-fil-a, Eat Mor Chikin stuffed cow toy, 6″, 2009 $1.99 |
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2 CHICK-FIL-A KICKOFF CLASSIC TICKETS CLUB 35 YARD LINE $649.99 |
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2 CHICK-FIL-A KICKOFF CLASSIC TICKETS CLUB 35 YARD LINE $679.99 |
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4 CHICK-FIL-A KICKOFF CLASSIC TICKETS CLUB 35 YARD LINE $1,359.99 |
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4 CHICK-FIL-A KICKOFF CLASSIC TICKETS CLUB 35 YARD LINE $1,359.99 |
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2 CHICK-FIL-A KICKOFF CLASSIC TICKETS CLUB 35 YARD LINE $599.99 |
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Amazing Offer!! 10 Chick-fil-A chicken sandwich coupons $16.51 |
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1-16 Tickets Chick-Fil-A Kickoff Game: LSU Tigers Heel $92.40 |
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Limited Edition Chick-fil-A Tie and two koozies $6.00 |
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2 FREE CHICK FIL A CHICKEN SANDWICH COUPONS PLUS BONUS $13.26 |
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COOL!! Chick-fil-A cap/hat one size fits all NWOT!!! $0.99 |
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CHICK FIL A Coupons FREE Spicy Chicken Biscuit (Bonus) $1.36 |
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CHICK FIL A Coupons FREE Spicy Chicken Sandwich (Bonus) $4.20 |
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2 FREE CHICK FIL A CHICKEN SANDWICH COUPONS PLUS BONUS $13.50 |
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Chick-Fil-A LARGE 23″ stuffed cow “Eat Mor Chikin” $15.00 |
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CHICK-FIL-A (10) FREE LARGE COCA-COLA (2010)- NP $2.75 |
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CHICK-FIL-A (10) FREE CHICK-N-MINIS (3- COUNT)or FRIES $8.00 |
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2 FREE CHICK FIL A CHICKEN SANDWICH COUPONS PLUS BONUS $13.26 |
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CHICK-FIL-A (10) FREE LARGE SPRITE COUPONS -2010-NP $3.75 |
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CHICK-FIL-A (10) FREE CHICKEN SALAD SANDWICH -2010-NP $12.50 |
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CHICK-FIL-A (10) FREE LEMONADES – 2010-NP $2.79 |
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CHICK-FIL-A (10) FREE DASANI & SMALL. FRUIT CUPS -2010 $3.75 |
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CHICK-FIL-A (10) FREE BISCUITS or SOUP BOWL -2010-NP $4.25 |
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CHICK-FIL-A (10) FREE LARGE DIET COKE -2010-NP $3.25 |
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CHICK-FIL-A (10) FREE CHICK-N-STRIPS (3-COUNT) – 2010 $11.45 |
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CHICK-FIL-A (10) FREE MILKSHAKES -2010-NP $10.51 |
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CHICK-FIL-A SANDWICH WHOLE MEAL COUPONS – LOT OF 5 $15.71 |
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CHICK-FIL-A CHICKEN SALAD SANDWICH COUPONS – LOT OF 11 $14.50 |
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CHICK-FIL-A (10) FREE LARGE COCA-COLA ZERO – 2010-NP $3.25 |
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2 CHICK-FIL-A “EAT MOR CHIKIN” PLUSH TOYS NIB & W/O BAG $0.99 |
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CHICK-FIL-A (10) FREE CHICKEN SANDWICH- 2010-NP $12.76 |
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Chick Fil A Coupons – Free Chicken Salad Sandwiches $12.50 |
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Chick Fil A Coupons- Free Chicken Biscuits/Soup (BONUS) $6.00 |
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Chick Fil A -Free Dasani&Fruit (can sub. for Fry&Coke) $4.25 |
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Chick Fil A Coupons-Free Chick-N-Minis/Lg. Fries (BONUS $7.00 |
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Chick Fil A Coupons-Free Med Lemonade (or any drink) $3.31 |
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Chick Fil A – Free Chicken Sandwiches (BONUS) $8.50 |
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Chick Fil A Coupons-Free Hand Spun Milkshake (BONUS) $9.02 |
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Chick Fil A Coupons- Free Chick-N-Strips (BONUS) $12.51 |
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Chick Fil A -Free Large Coke products – (BONUS) $0.99 |
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Chick Fil A -Free Large Coke products – (BONUS) $3.25 |
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Chick Fil A -Free Large Coke products – (BONUS) $1.50 |
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Chick Fil A -Free Large Coke products – (BONUS) $1.50 |
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2 FREE CHICK FIL A CHICKEN SANDWICH COUPONS PLUS BONUS $9.38 |
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CHICK FIL A PLUSH BLACK & WHITE COW FOOTBALL HELMET $2.50 |
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2 FREE CHICK FIL A CHICKEN SANDWICH COUPONS PLUS BONUS $9.50 |
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Chick-fil-A – Bowl Game Plush (2006) $4.61 |
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9 inch CHICK-FIL-A COW Plush Toy, Really Cute! $4.99 |
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Chick-fil-A Calendar Coupons 10 Large DRINKS $0.99 |
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Chick-fil-A Calendar Coupons 10 Medium Lemonades $0.99 |
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Football 1-9 Tix 12/31 Chick-Fil-A Bowl 217 CLUB ROW 1 $377.50 |
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Football 2 Tix 12/31 Chick-Fil-A Bowl 248 CLUB ROW 3 $880.00 |
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Football 1 Tix 12/31 Chick-Fil-A Bowl P*A*R*KING ROW R* $73.00 |
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CHICK-FIL-A CPNS FOR FREE C.F.A.SANDWICH W/PURCHASE $1.04 |
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Chick-fil-A FLOWERS David Burnie DK Eyewitness Book $1.91 |
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Football 1-6 Tix 12/31 Chick-Fil-A Bowl 101 ROW 1 $256.06 |
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Football 2 Tix 12/31 Chick-Fil-A Bowl 101 ROW 29 $320.88 |
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Football 1-13 Tix 12/31 Chick-Fil-A Bowl 101 ROW 32 $160.44 |
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Football 1-7 Tix 12/31 Chick-Fil-A Bowl 101 ROW 4 $202.94 |
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Football 1-11 Tix 12/31 Chick-Fil-A Bowl 118 ROW 18 $230.56 |
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LSU Tigers 2008 Chick-fil-A Bowl 8×10 Photo $5.95 Show support for your favorite celebrity or athlete with a high quality photo! This 8×10 will look great displayed in any fan’s home or office. Many other photos available, including movie stills, actors & actresses, musicians, athletes, and more! Photo will not have PhotoFile watermark…. |
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2008 Louisiana State University CHICK-FIL-A BOWL Bowl Winners , 16×20 $35.00 AllPosters.com is the world’s #1 seller of posters, prints, photographs, specialty products and framed art. We’re dedicated to bringing our customers the best selection of high quality wall décor that is perfect for their home or office. Browse our catalog of over 300,000 items that include entertainment and specialty posters, decorative prints, and art reproductions. Whether you’re looking for y… |
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2008 Louisiana State University CHICK-FIL-A BOWL Bowl Winners , 16×20 Art.com is the world’s largest retailer of art prints, posters, photographs, and framed artwork. With our huge selection of over 400,000 prints, you’ll easily find the perfect piece for your home, office, or classroom. Our art is printed on quality paper. When you order framed artwork, the piece is built by our team of in-house professionals. Visit our Amazon store today at www.amazon.com/artdotco… |
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Between the Lions – Our Feathery Friends (DVD) $3.99 From Chick-fil-a… |
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Nightline Special Series – The Ten Commandments: Chick fil-A Wins Customers…by Closing (Part 2 of $14.95 Four years ago, in order to get publicity for new “Chick fil-A” openings, the restaurant chain began offering a free chicken sandwich meal once a week for a year for the first 100 people through the door. As word of the grand openings spread, people started coming earlier and earlier for a place in line, creating a type of campout.Some of the campers come for the chicken, but for most, celebrating… |
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Virginia Tech Hokies Pullover Jacket How do you show school spirit? With a Virginia Tech Hokies Pullover Jacket from Russell Athletic!… |
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2005 Chick-fil-A Peach Bowl Logo Fleece Sweatshirt Cotton/poly blend fleece with full chest logo design…. |
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